Anakainizo 2026: how much you get — and what you must do after the renovation
Updated: September 2026
Hand us the flat and get rent every month: the tenant, the ΑΑΔΕ paperwork and the phone calls are ours. We are paid only out of rent that arrives.
«Ανακαινίζω 2026» subsidises the renovation of older homes (permit up to 1990, up to 120 m²) at 70%–80% of cost, capped at €300 per m² and €36,000 per dwelling. For a closed flat — one not used in 2024 and 2025 — the grant comes with one obligation: after the works it is let as the tenant's primary home, at a fixed rent for 3 years, no short-term letting, and it is not sold for 5 years.
- Grant
- 70%–80% (up to 95% with bonuses)
- Cap
- €300/m² · up to €36,000
- Engineer & certificates
- 100% up to €2,500
- Eligibility certificate
- until 30.09.2026
- Applications
- from 01.09.2026, first come first served
The eligibility certificate is issued only on gov.gr with Taxisnet credentials. This page is the check before that.
How much grant your flat qualifies for
The programme page’s own rules, in three fields. An estimate — the amount is set at approval.
Enter the m² and the income to see the amount.
Indicative, using the published rules. The final amount follows from the application and the invoices.
Do you qualify?
Six questions — the ones the platform checks. Answer honestly: the certificate is issued after automatic matching against ΑΑΔΕ and ΔΕΔΔΗΕ.
- Permit up to 1990
- Main space up to 120 m² (150 for families with 3+ children, owner-occupation only)
- Energy class Γ (C) or lower
- Not in the short-term rental registry
- No other grant since 2020
- Ownership or usufruct ≥ 50%
- Income within the limits
A few answers missing
Answer the remaining questions to see the result.
Eligibility certificates are issued until 30.09.2026
No certificate, no application. If the flat looks eligible, don’t leave it to the last week — the ΑΑΔΕ/ΔΕΔΔΗΕ matching sometimes asks for corrections.
Want one message a few days before? A phone number, nothing else. And once it’s approved, the same number is all we need to take over the tenancy.
What the programme asks after the renovation — closed flats
The grant is not a gift to the house; it is a gift to the rental market. The commitments are written into the approval and checked:
Let as a primary home
The closed flat is let to someone who will declare it as their primary residence. Not a holiday let, not an office, not a favour to a friend.
Fixed rent for 3 years
The rent in the first lease stays the same for three years. So it has to be right on day one — neither low out of haste nor high enough to keep the flat empty.
No short-term letting, no subletting
Airbnb, subletting and lending the flat out are banned. The lease should say so explicitly, and the tenant should have signed it.
5 years without selling
Sell within five years and the whole grant is repaid. The same five years apply to the use: it stays a primary-home tenancy.
Commitments as published on the programme page. Details on monitoring and exceptions are in the approval decision you will receive.
The grant binds the flat to a three-year letting. What that letting takes, in order: How to rent out your flat →
Three years of rent, declarations and a tenant — who carries that for you, and for how much: What we do and what it costs →
Most of those commitments are about the tenancy
Who moves in, at what rent, on what lease, and that it stays a long-term let — that is exactly the part we run. Tell us about the flat and we will say what it takes.
The renovation is yours. The tenancy can be ours.
Every owner in Greece can use mamaXO free, on as many properties as they own. You pay only for the work we take off your hands — and only out of rent that has arrived.
Free
€0, forever
For owners who will find the tenant themselves and want the paperwork right.
- A 3-year lease with fixed rent and an explicit no-short-term-letting clause
- ΑΑΔΕ filing guide and deadline calendar
- Property file: certificate, approval, invoices, lease in one place
Co-pilot
5% + VAT of the rent we collect
For owners who won’t gamble on the tenant who is staying three years.
- Vetted tenant: ΑΦΜ, ID, employment contract, income — before you meet them
- The right rent from signed leases, not from listings
- Deposit with us, rent through us, chasing late payment is our job
Autopilot
10% + VAT of the rent we collect
For owners who live far away or don’t want to run around at all.
- Listing, viewings and tenant by us — you decide
- Contractors coordinated for small jobs after handover, at cost
- One person who knows the flat, a statement every month
Leave the flat with us after the renovation
A two-minute form, one honest call from our Athens team: what rent the area supports, how the three-year lease is written, and whether Free is all you need — we’ll say so.
Call usFrequently asked questions
What counts as a “closed” dwelling?
Can I let it to a relative or a student?
What rent should I set, given it stays fixed for three years?
Do you help with the application or the renovation?
What if the tenant leaves before three years?
Does it apply to more than one dwelling?
mamaXO is a rental management company, not a grants consultant or a public body. The rules on this page are copied from the published programme page and updated when it changes; the application, the certificate and the approval decision happen exclusively through gov.gr.
Send this to someone with a closed flat