For owners of closed flats

Anakainizo 2026: how much you get — and what you must do after the renovation

Updated: September 2026

We find the tenant, collect the rent and send you a statement every month — paid only from rent that arrives.

«Ανακαινίζω 2026» subsidises the renovation of older homes (permit up to 1990, up to 120 m²) at 70%–80% of cost, capped at €300 per m² and €36,000 per dwelling. For a closed flat — one not used in 2024 and 2025 — the grant comes with one obligation: after the works it is let as the tenant's primary home, at a fixed rent for 3 years, no short-term letting, and it is not sold for 5 years.
Grant
70%–80% (up to 95% with bonuses)
Cap
€300/m² · up to €36,000
Engineer & certificates
100% up to €2,500
Eligibility certificate
closed on 30.09.2026
Applications
from 01.09.2026, first come first served
Official programme page

The eligibility certificate is issued only on gov.gr with Taxisnet. Check here first.

How much grant your flat qualifies for

The programme’s own rules in three fields. An estimate — the amount is set at approval.

The dwelling
Household

Household income if married. If 2025 is over the limit, the 2023–2025 average counts instead.

Incl. VAT. Leave it empty if you don’t know yet — we show the ceiling for your m².

Bonuses (+5 points each)

Enter the m² and the income to see the amount.

Indicative, using the published rules. The final amount follows from the application and the invoices.

Do you qualify?

Six questions the platform checks, matched automatically against ΑΑΔΕ and ΔΕΔΔΗΕ.

Energy class (ΠΕΑ)
  • Permit up to 1990
  • Main space up to 120 m² (150 for families with 3+ children, owner-occupation only)
  • Energy class Γ (C) or lower
  • Not in the short-term rental registry
  • No other grant since 2020
  • Ownership or usufruct ≥ 50%
  • Income within the limits

A few answers missing

Answer the remaining questions to see the result.

The window for eligibility certificates closed on 30.09.2026

No certificate, no application. No new deadline has been announced so far.

If a new round opens, we send you one message. A phone number, nothing else. And once it’s approved, the same number is all we need to take over the tenancy.

One message before the deadline — no calls, no newsletters.

What the programme asks after the renovation — closed flats

The grant is not a gift to the house; it is a gift to the rental market. The commitments are written into the approval and checked:

  1. Let as a primary home

    The closed flat is let to someone who will declare it as their primary residence. Not a holiday let, not an office, not a favour to a friend.

  2. Fixed rent for 3 years

    The rent in the first lease stays the same for three years. So it has to be right on day one — neither low out of haste nor high enough to keep the flat empty.

  3. No short-term letting, no subletting

    Airbnb, subletting and lending the flat out are banned. The lease should say so explicitly, and the tenant should have signed it.

  4. 5 years without selling

    Sell within five years and the whole grant is repaid. The same five years apply to the use: it stays a primary-home tenancy.

Commitments as published on the programme page. Details on monitoring and exceptions are in the approval decision you will receive.

The grant binds the flat to a three-year letting. What that letting takes, in order: How to rent out your flat →

Three years of rent, declarations and a tenant — who carries that for you, and for how much: What we do and what it costs →

Most of those commitments are about the tenancy

Who moves in, at what rent, on what long-term lease — that is the part we run.

The renovation is yours. The tenancy can be ours.

mamaXO manages long-term rentals in Athens: tenant, lease, rent, ΑΑΔΕ — paid only from rent that arrives.

Free

€0, forever

For owners who will find the tenant themselves and want the paperwork right.

  • A 3-year lease with fixed rent and an explicit no-short-term-letting clause
  • ΑΑΔΕ filing guide and deadline calendar
  • Property file: certificate, approval, invoices, lease in one place

Co-pilot

5% + VAT of the rent we collect

For owners who won’t gamble on the tenant who is staying three years.

  • Vetted tenant: ΑΦΜ, ID, employment contract, income — before you meet them
  • A suggested rent for the area before the listing goes live
  • Deposit with us, rent through us, chasing late payment is our job

Autopilot

10% + VAT of the rent we collect

For owners who live far away or don’t want to run around at all.

  • Listing, viewings and tenant by us — you decide
  • Contractors coordinated for small jobs after handover, at cost
  • One person who knows the flat, a statement every month

Leave the flat with us after the renovation

Two minutes of form, one call: the rent your area supports and the three-year lease.

Phone or email — whichever suits you.

Properties you own (optional)
Property status (optional)
Property details — for a more useful discussion (optional)
Bedrooms
Expected monthly rent (optional)

No commitment, nothing to pay — a plan starts only when you say so.

Fragiskos Vamvakaris
“We were looking to make property investment in Athens and bought it from mamaXO portfolio. They continue to manage it for us with great transparency, on-time reporting and payouts.”
Read on Google →
Daniel Petříček
“I rented an apartment from this company almost a year ago and I am very satisfied. The staff is very friendly and communicates quickly. The apartment is well-equipped, so except for a few little things, there is no need to purchase any equipment. I would highly recommend them to anybody.”
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Kemal Tacyildiz
“I live in a house of this company. When I have an issue, they fix it immediately. They are very helpful and professional.”
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Frequently asked questions

What counts as a “closed” dwelling?
A home not used in 2024 and 2025 — by you or by a tenant. The platform cross-checks this automatically with ΑΑΔΕ and ΔΕΔΔΗΕ, so the E2 declaration and the electricity consumption need to agree.
Can I let it to a relative or a student?
The programme asks for a tenancy as the tenant’s primary home. Who may be the tenant and which exceptions apply is set by the approval decision — we won’t tell you something that hasn’t been published. Ask before you sign.
What rent should I set, given it stays fixed for three years?
This is the most expensive mistake of the three years. The right number comes from leases signed recently in the same area for a similar flat — not from listing prices, which are what someone asked, not what they got. Co-pilot gives you exactly that.
Do you help with the application or the renovation?
Not with the application — the certificate and the application are done by you or your engineer on gov.gr. We take over what comes after: lease, tenant, collection, filing. On Autopilot we also coordinate small jobs after handover, at cost.
What if the tenant leaves before three years?
You let again, on the same terms. The programme binds the use and the rent, not the person. That is why vetting the first tenant is worth more here than in an ordinary tenancy.
Does it apply to more than one dwelling?
The August 2026 announcements said the one-closed-dwelling limit is lifted for the application phase. Confirm it on the platform for your case — we don’t treat it as given until you see it in the approval.

mamaXO is a rental management company, not a grants consultant or a public body. The rules on this page are copied from the published programme page and updated when it changes; the application, the certificate and the approval decision happen exclusively through gov.gr.

Send this to someone with a closed flat