For owners in Athens and abroad

Property management in Athens for long-term lets

Last updated:

Written by: Maria Koutsounika, Property Management LeadFigures checked by: Tryfonas Chatziapostolou, Accounting & Tax Lead

Hand us the flat and get rent every month: the tenant, the ΑΑΔΕ paperwork and the phone calls are ours. We are paid only out of rent that arrives.

Long-term letting from end to end: we find and check the tenant, draw up the lease, declare it to ΑΑΔΕ, and the rent lands in your account every month. It costs €0 on Free, 5% + VAT on Co-pilot and 10% + VAT on Autopilot — charged only on rent collected.
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How does it work?

In three steps: you tell us about the flat, we find and check the tenant, and then the rent lands in your account every month. The first step is yours, the other two are ours.

  1. You tell us about the flat

    Address, size, when it is free. We look at it, tell you what it lets for from signed leases, and what has to happen before it goes live. Without the energy class it cannot: the law asks for it in every commercial advert (Άρθρο 12 §4 ν.4122/2013), fined from €1,000 (Άρθρο 20 §1 ν.4122/2013) — and a ΠΕΑ costs €60–150 and takes 3–7 working days.

  2. We find and check the tenant

    Listing, viewings, tax return and payslip before you meet them. Lease, deposit under rules both sides sign, and the ΑΑΔΕ declaration: filed by the end of the month after the start (ΠΟΛ.1162/2018, άρθρο 1 §1α), where being late costs €100 (ΚΦΔ ν.5104/2024, άρθρο 53 §1 περ. α΄) — we file it.

    Free lease (μισθωτήριο) builder

  3. Rent lands every month

    It comes through us to your IBAN, with a statement the same day; from 01/10/2026 rent has to be paid into an account declared with ΑΑΔΕ (Άρθρο 210 ν.5222/2025). If it is late we act from day one: since 01/01/2026 the repossession order is issued by a lawyer of the relevant bar association rather than by a court (Άρθρο 637 ΚΠολΔ, όπως τροποποιήθηκε με τον ν.5221/2025), but enforcement follows 2 months after service and ΠΟΜΙΔΑ reckons the tenant has at least six months by law. If something breaks, the tenant calls us — not you.

What do we do, and what stays with you?

On Free we do the papers and the listing and you do the running; on Co-pilot we take over collection, the deposit and late rent; on Autopilot the tenant speaks only to us. The plan is chosen per flat and can change at every renewal; on the paid plans we are paid only out of rent that has arrived.

Freeyou let it yourself, with the right papers

€0

Forever, on unlimited properties

We do

  • The lease, generated and sent for signature
  • The ΑΑΔΕ declaration guide and the deadline calendar
  • Your listing, live, with 3 photos
  • Deposit record both sides sign

Stays with you

You do the showing, the chasing and the paperwork. Nobody holds the deposit but you.

Co-pilotthe rent and the deposit run through us

5% + VAT

of the rent we collect — 3% + VAT after 18 months. Nothing upfront: we are paid when you are.

We do

  • We hold the deposit, under rules both sides signed
  • Rent comes through us and we chase it
  • Tenant documents checked before you meet them
  • Viewings booked for you, or a key-safe so you never attend

Stays with you

You attend viewings or send the key-safe, and you arrange and pay for repairs.

Autopilotwe let it, run it and answer the tenant

10% + VAT

of the rent we collect. Contractor and certificate costs are billed to you at what they cost us.

We do

  • Listing made and viewings run — you never show the flat
  • The tenant calls us, not you
  • Repairs done and paid for, then billed to you at cost
  • A named person who knows your property

Stays with you

Day-to-day decisions run inside a mandate you set yourself.

Plans for ownersPricing

What does it cost on €800 rent?

Co-pilot costs €50 a month (5% + VAT) and Autopilot €99 a month (10% + VAT), both paid out of rent that has arrived; an agent takes €992 once on every new tenancy. Owners count in months of rent, not percentages — so every line gives both. All prices include VAT.

Agent, on every new tenancy
€992 once1.2 months of rent
Co-pilot, one year
€50/month · €5950.7 months of rent
Co-pilot, two years
€1,0711.3 months of rent
Autopilot, one year
€99/month · €1,1901.5 months of rent

The agent takes the €992 again on every change of tenant; we do not. On Co-pilot the fee drops from 5% to 3% + VAT from month 19, which is why two years cost less than twice one. If the flat does not let, or the tenant does not pay, you pay nothing.

What do the others charge?

  • Letting agency

    ≈ 1 month’s rent + VAT, once

    Paid for finding the tenant. After the signature, whatever happens is yours.

  • Airbnb managers

    15%–25% of revenue

    Short-term letting: linen, cleaning, gaps, the resilience levy. A different product and a different workload.

Who are we?

A team in Athens: legal, accounting, maintenance and letting coordinators. Names and faces below, and public reviews from our tenants on Google.

Company:
mamaXO ΜΟΝΟΠΡΟΣΩΠΗ Α.Ε. (mamaXO Single Member S.A.)
ΓΕΜΗ:
178428301000
ΑΦΜ:
802549101
Registered office:
Maizonos 37, 104 38 Athens
Look us up in the Greek business registry (ΓΕΜΗ)
The people behind mamaXO

Real people in Athens, on your side.

Dan Tara
Dan Tara
CEO
Ivan Vaskovich
Ivan Vaskovich
CTO
Olga Papadogianni
Olga Papadogianni
Head of Operations
Claire Toumpaniari
Claire Toumpaniari
Legal & Compliance Lead
Tryfonas Chatziapostolou
Tryfonas Chatziapostolou
Accounting & Tax Lead
Maria Koutsounika
Maria Koutsounika
Property Management Lead
Romi Tsvetanova
Romi Tsvetanova
Property Consultant
Alexandros Efthimiou
Alexandros Efthimiou
Property Maintenance Team Lead
Fragiskos Vamvakaris
“We were looking to make property investment in Athens and bought it from mamaXO portfolio. They continue to manage it for us with great transparency, on-time reporting and payouts.”
Read on Google
Daniel Petříček
“I rented an apartment from this company almost a year ago and I am very satisfied. The staff is very friendly and communicates quickly. The apartment is well-equipped, so except for a few little things, there is no need to purchase any equipment. I would highly recommend them to anybody.”
Read on Google
Kemal Tacyildiz
“I live in a house of this company. When I have an issue, they fix it immediately. They are very helpful and professional.”
Read on Google

The questions owners ask us

They’ll leave me with the debt. They’ll move in, pay one month, then stop paying and won’t leave.
We verify income and history before anyone signs, and if rent stops we act from day one, not you six months later.
Courts take time and money. The lawyer achieved nothing. Thirteen thousand.
Since 2026 the order does not go through a court: a certified lawyer issues it, typically within 20 days. The tenant has statutory deadlines too, so count in months, not days. We run the paperwork, the deadlines and the lawyer, from the first day the rent is late.
Agents are crooks. They take a month’s rent, do one viewing and that’s it. Then NOTHING.
We’re not agents: we don’t get paid for finding someone, we get paid each month the rent lands in your account.
I don’t want to deal with it. The calls, the questions, the complaints — let someone else listen.
One number for the tenant, one for you. Whatever happens in the flat, we take the call and tell you what happened, not what you have to do.
I don’t know who I’m letting in. There is no tenant registry.
There is no registry. So we collect tax returns, payslips and payment history ourselves, and show you what we found before you decide.
How much do you take? A month’s rent? 10%?
5% of the rent on Co-pilot: over a year, less than an agent takes for one viewing. Free if you do the papers yourself.
When is the lease declared to ΑΑΔΕ?
By the end of the calendar month following the start of the lease, by the owner, on myAADE (ΠΟΛ.1162/2018, άρθρο 1 §1α).
What is the fine for a late lease declaration?
€100, regardless of how late it is (ΚΦΔ ν.5104/2024, άρθρο 53 §1 περ. α΄).
Do I need a ΠΕΑ to let a flat?
Yes — for every flat in a block, under 50 m² included (Άρθρο 12 ν.4122/2013); its protocol number is a mandatory field of the lease declaration (ΔΕΔ ΑΑΔΕ 24.01.2026). It costs €60–150, takes 3–7 working days and is valid 10 years.
Does the advert have to state the energy class?
Yes, in every commercial advert — a Facebook group included (Άρθρο 12 §4 ν.4122/2013); leaving it out is fined €1,000–10,000 (Άρθρο 20 §1 ν.4122/2013). The advert carries the class, not the protocol number.
Can I take the rent in cash?
From 01/10/2026 rent is paid into a bank account declared with ΑΑΔΕ (Άρθρο 210 ν.5222/2025).
How fast can a tenant who stops paying be removed?
From 01/01/2026 the repossession order is issued by a lawyer of the relevant bar association rather than by a court (Άρθρο 637 ΚΠολΔ, όπως τροποποιήθηκε με τον ν.5221/2025); enforcement follows 2 months after service. The new ground «lease expiry» needs a written notice at least 3 months before the end.

Prices include 24% VAT and are computed on an example rent of €800. Contractor and certificate costs are passed through at cost. Agent and short-term-manager figures are usual market rates, not any one company’s offer.

Useful for owners

The pages that answer the next question, one each: what you need before letting, what your flat lets for, a free lease, the ΑΑΔΕ declaration, taxes and eviction.

Tell us about the flat

Address, size, when it is free — and a phone number. A person answers, not a form.

Call us

Olga from our Athens team will call you — a real person, not a bot.

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Olga Papadogianni

Olga from our Athens team will call you — a real person, not a bot.

No commitment, nothing to pay — a tier starts only when you say so.

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