3S Athens — a converted building on 3is Septemvriou street in central Athens

Greece Golden Visa · Athens-based team

Greece Golden Visa: EU residency for your family, from a €250k Athens property

Why €250,000 in Athens: these are commercial premises legally converted into homes. Since law 5100/2024 that is the only route at this price — a standard Athens flat starts at €800,000.

See the eleven apartments

Our legal, accounting and property teams in Athens run it end-to-end: one trip for biometrics, a residency card in 6–9 months, rental income from the day you buy.

What a €250k Athens property gets you

You buy a qualifying property; the residency follows for the whole family. No minimum stay, no language test, renewable for as long as you keep the property.

Schengen countries — 90 days in any 180
29
Conversion and heritage route; standard homes start at €400K
€250K
Typical time from purchase to residency card
6–9 mo
Spouse, children under 21 and both sets of parents
1 application
Minimum stay in Greece
0 days
Your property can be let from the day you own it
Day 1

Golden Visa

Investment options

All options qualify for Greece Golden Visa residency.

ThresholdWhat qualifiesIn our shortlist
€250kMost popularCommercial properties converted to residential10 · €250–340k
€400kHomes of 120 m²+ outside Attica, Thessaloniki and the popular islands
€800kHomes of 120 m²+ in Attica, Thessaloniki, Mykonos, Santorini and the larger islands
Why us

The law turns your flat into a long-term rental. That is our day job.

Article 64 of law 5100/2024 bans short-term letting of any Golden Visa property — a €50,000 fine, and in serious cases the permit itself. So the question is not whether your flat will be let long-term. It is who runs it after the lawyers go home.

We already manage 114 flats in Athens

For 27 owners, most of them living abroad. Tenant screening, rent collection, repairs, the ΑΑΔΕ filing — exactly the work your flat needs from month one.

One company, not a chain of intermediaries

The lawyer who files your application, the engineer who checks the title and the manager who finds your tenant sit in one office in Athens. Nobody hands you on.

We are paid to keep it let, not to sell it to you

Our management fee comes out of rent that actually arrives. An agency that only sells you a property has no stake in what happens the year after.

Maizonos 37, Athens 104 38 — an office you can walk into, and a team you can see below.

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Cost calculator

Run your own numbers

Move the sliders and see the full amount you would need — property, purchase costs and visa fees for your whole family.

Property price€280,000
€250,000€1,000,000
Number of people3 people
110

Estimate only. Actual fees vary with property location, project type and household composition.

  1. Property price

    €280,000

  2. +

    Property + purchase costs (≈7.5%: transfer tax, notary, legal)

    €21,000

  3. +

    Golden Visa fees

    €8,050

  4. =

    Total investment

    €309,050

Estimate only. Actual fees vary with property location, project type and household composition.

Total investment

€309,050

Property + purchase costs (≈7.5%: transfer tax, notary, legal)
€301,000
Golden Visa fees
€8,050

Get this estimate by email — with the full cost breakdown

We only use your email to send the guide. No spam.

Book a free call
Who handles your file

One team in Athens, from first call to rental income

  • Lawyers

    Your Power of Attorney, tax ID, purchase contract and visa application — without you flying in.

  • Civil engineers

    Every property checked for title, permits and condition before you pay a deposit.

  • Property managers

    Tenants, rent and repairs after the sale, so the flat pays for itself while you are abroad.

Book a free consultation

1 trip

To Greece, for biometrics — the rest by Power of Attorney

5 years

Residency, renewable for as long as you keep the property

The people behind mamaXO

Real people in Athens, on your side.

Dan Tara
Dan Tara
CEO
Ivan Vaskovich
Ivan Vaskovich
CTO
Olga Papadogianni
Olga Papadogianni
Head of Operations
Claire Toumpaniari
Claire Toumpaniari
Legal & Compliance Lead
Tryfonas Chatziapostolou
Tryfonas Chatziapostolou
Accounting & Tax Lead
Maria Koutsounika
Maria Koutsounika
Property Management Lead
Romi Tsvetanova
Romi Tsvetanova
Property Consultant
Alexandros Efthimiou
Alexandros Efthimiou
Property Maintenance Team Lead
Timeline

The full process

Eight steps from decision to EU residency card — 99% handled remotely.

  1. 01

    Power of Attorney

    Day 1

    Sign and apostille a Power of Attorney in your home country — we send the exact template and coordinate with notaries.

  2. 02

    Greek Tax ID (AFM)

    Week 1–2

    Your lawyer registers your tax number remotely, entirely through the Power of Attorney.

  3. 03

    Property selection

    Week 2–4

    Curated options for your budget and goals, with site visits (virtual or in person), due diligence and legal checks included.

  4. 04

    Purchase contract

    Week 4–6

    A Greek notary witnesses the contract; payment goes by bank wire to a Greek account. We coordinate notary, lawyers and your bank.

  5. 05

    Golden Visa application

    Week 6–8

    Full document preparation, submission and government follow-up managed by our team.

  6. 06

    Biometrics appointment

    Week 8–10

    A single visit to Greece for fingerprints and a photo — we schedule it and prepare everything you need.

  7. 07

    Residency card issued

    Month 5–6

    Your 5-year renewable EU residency card is issued; we collect the cards and courier them to you.

  8. 08

    Ongoing support

    Year 1+

    Property management, rental income coordination, visa renewals and local support for years to come.

Straight talk

What can go wrong

Every page in this business shows you the upside. Here is the part worth asking us about on the call.

  • A conversion permit can be refused

    The €250,000 route needs commercial space legally turned into a home. A municipality can refuse on zoning or structural grounds, and a building’s own regulation can forbid it outright. We list a unit only when its change of use is granted — or we say on the card that it is pending.

  • A property still being converted takes far longer

    A finished, converted flat gets you to a residency card in 6–9 months. A unit still under conversion realistically takes 12–18 months from the first payment, because the conversion has to be complete before the application can be filed.

  • Short-term letting is not an option

    Not a preference — a €50,000 fine under article 64 and, in serious cases, the loss of the permit. If the plan was Airbnb income, this programme is the wrong instrument.

  • The rules changed in 2024 and can change again

    Law 5100/2024 moved Athens from €250,000 to €800,000 and left conversions as the only entry at €250,000. We tell you what the law says today and put the date on it. Nobody can promise it will hold.

This is not legal advice. It is what we would want to know before wiring €250,000 to another country.

Book a free consultation
FAQ

Common questions

Everything you need to know about the Greece Golden Visa programme, from eligibility and timelines to costs and renewals.

Who can apply for the Greece Golden Visa?
Any non-EU national can apply if they invest at least €250,000 in Greek real estate. The investment must be made in a single property or commercial property converted to residential.Read the eligibility guide
Can my family be included?
Yes. Spouse, children under 21, and parents of both spouses are included under the same application at no extra cost.Family residency details
Do I need to live in Greece?
No. There is no minimum stay requirement. You simply need to hold the qualifying investment.How non-resident ownership works
How long does the process take?
Typically 3 to 6 months from property purchase to residency card in hand. The process is 99% remote — you only need to visit Greece once for a biometrics appointment.Step-by-step timeline
Do I need to travel to Greece?
Only once, for biometrics. Everything else — Power of Attorney, tax ID registration, property purchase, visa application — can be done remotely.Remote-buyer checklist
How do I issue a Power of Attorney remotely?
We provide a template. You sign and apostille it at a local notary in your country, then send it to our Athens team. We handle everything from there.PoA & apostille walkthrough
What are the investment thresholds?
€250k for converted commercial-to-residential, €400k for rural properties, and €800k for premium properties in high-demand areas like Athens or Mykonos.Compare the €250k / €400k / €800k tiers
What are the additional costs?
About 7.5% of the price covers transfer tax, notary and legal work; fixed fees from EUR 5,250 sit on top, which comes to roughly 8 to 10% all in. The calculator above gives your figure, and we send a full breakdown before you commit.Full cost breakdown
Can I earn rental income?
Yes. Your property can be rented out from day one. Our property management team in Athens can handle this on your behalf.Rental income guide
Is the residency permit renewable?
Yes. The Golden Visa is issued for 5 years and is renewable indefinitely for as long as you hold the qualifying property investment. Citizenship is a separate track and the permit alone does not lead to it: naturalisation asks for 7 years of actual residence, around 183 days a year, plus B1 Greek and an integration exam.Renewal & citizenship path
What owners and tenants say

Rated 4,8 on Google.

Daniel Petříček
“I rented an apartment from this company almost a year ago and I am very satisfied. The staff is very friendly and communicates quickly. The apartment is well-equipped, so except for a few little things, there is no need to purchase any equipment. I would highly recommend them to anybody.”
Read on Google
Fragiskos Vamvakaris
“We were looking to make property investment in Athens and bought it from mamaXO portfolio. They continue to manage it for us with great transparency, on-time reporting and payouts.”
Read on Google
Kemal Tacyildiz
“I live in a house of this company. When I have an issue, they fix it immediately. They are very helpful and professional.”
Read on Google

By citizenship

The trip, the money transfer and the paperwork differ by passport. Pick yours.

Book a free consultation

Get a shortlist and a full cost sheet for your budget

Tell us your budget and family size. Within one working day you get 3–5 eligible properties, a line-by-line cost sheet and a clear answer on whether the €250k route works for you — no commitment.

Prefer reading first? See our Golden Visa guides or the residence-permit overview.

Phone or email — whichever suits you.

Preferred way to reach you
Olga Papadogianni

Olga from our Athens team will call you — a real person, not a bot.

No commitment and nothing to pay — we send the shortlist and answer your questions.

Call