A guide by mamaXO — rental management in Athens

Renting to a foreigner with no ΑΦΜ yet

Open the service on gov.gr

The official ΑΑΔΕ service «Μισθωτήρια ακινήτων». Issuing a tax number is a different procedure at a different door — and its current form is checked with ΑΑΔΕ.

Without the tenant’s ΑΦΜ the lease declaration cannot be submitted on myAADE (Taxisnet) — the field is mandatory. The signed agreement still stands, and your own deadline keeps running: the end of the month after the tenancy starts (ΠΟΛ.1162/2018). A foreign tenant gets the number from the tax office (ΔΟΥ) or through an authorised representative; you file the same day.

Last updated: September 2026

  1. Lease signedthe day the lease starts
  2. Declared in myAADE by the landlordby the end of the following monthYou are here
  3. Accepted by the tenant30 days from the notification
  4. Proof of declaration (PDF)printed whenever needed: electricity, bank, housing benefit
  5. Ended or reneweddeclared by the end of the following month

Our free agreement can be written today, without waiting for the tax number. On the properties we run, we also check the papers of a tenant arriving from abroad.

Why the declaration cannot go in without a tax number

The lease declaration identifies the tenant by tax number — not by passport and not by name. The field is mandatory, so there is no version of «file it now and fill that in later».

The agreement is signed as normal

Signing does not wait for the tax number. Two copies, identity or passport details, the address, the amounts and the dates: a private agreement stands on its own, with no notary.

The filing waits

With no tenant tax number nothing can be submitted. And while nothing is submitted there is no acceptance and no filing certificate.

And the tenant waits with it

The certificate is the paper asked for by the electricity company, the bank, an address confirmation. Somebody who has just arrived in the country needs it sooner than you do.

How a foreign tenant gets a tax number

The tenant obtains the number themselves, not the landlord. Your part is making sure the process does not start in the last week of the month.

The route to the filing, in order

An example (παράδειγμα): the tenancy starts on 1 September, so the filing is due by 31 October. The dates are made up.

  1. Signing

    Happens straight away. A private agreement waits for no tax number.

  2. Applying for the ΑΦΜ

    The tenant does this, at the tax office or through an authorised representative.

  3. The number is issued

    The one stop with an unknown length — which is why it starts first, not last.

  4. Filing

    Goes in the same day the number exists, if your own details are already gathered.

  5. Acceptance

    The tenant has 30 days, and then prints the certificate.

The ΑΑΔΕ deadline counts from 1 September and stops at none of these stops.

The steps in order

  1. Ask on the day you agree terms

    Before anything is signed, ask whether the tenant has a Greek tax number. It is the one question that moves your deadline from comfortable to tight.

  2. Apply at the ΔΟΥ or through a representative

    A tax number is issued by the tax office, in person or through an authorised representative. The exact procedure and the documents differ by category of person and they change — check the current procedure with ΑΑΔΕ before booking an appointment.

  3. Meanwhile, collect your own details

    The energy certificate number, the start and end dates, the rent and the deposit — and the ΑΤΑΚ (the property’s 9- to 11-digit number from the Ε9 form) from the Ε9 register, optionally. Then, on the day the number arrives, the filing takes minutes instead of days.

  4. File it, and ask for acceptance

    With the number in hand the declaration goes in from Εφαρμογές → Φορολογικές Υπηρεσίες → Ακίνητα → Δηλώσεις μίσθωσης ακινήτων → Είσοδος στην Εφαρμογή and is submitted for good. The tenant has 30 days to accept and prints the certificate from their own tab.

What circulates about obtaining a tax number «digitally» we could not confirm at a primary source on the day we checked, so we do not state it as fact: a procedure that does not exist costs somebody a trip and a week. The safe wording is the tax office or an authorised representative, with the current procedure checked at ΑΑΔΕ.

The deadline does not move — the landlord’s trap

The deadline runs from the start of the tenancy, not from the day the tenant got their tax number. A tenancy that began on 1 September is declared by 31 October, even if the number came through on 20 October — and even if it comes through in November.

We found no provision extending the deadline because the tenant’s number is missing, so this page promises none. If the filing does go in late, the fine is €100 whatever the delay (Law 5104/2024, άρθρο 53): the amount does not grow, so the right move is to file the moment the number exists rather than wait for anything else.

A convenient start date — the one that makes the filing look timely — solves one problem and creates a worse one: the signed agreement says a different date, and the two are read together.

The filing goes in the day the number does

The guide shows what to have ready now, so the declaration does not wait a single day longer.

If the tenant leaves, or arrives later

Three common situations, and none of them is fixed by a verbal understanding.

They leave the country

The tenancy is terminated like any other: a termination declaration by the landlord, by the end of the month following the termination date. Without it ΑΑΔΕ treats the tenancy as running and attributes rent you are not collecting.

They arrive later than the agreement says

The filing follows the start date that was agreed. If the date genuinely changes, it changes through an amending declaration — which alters the term, the rent, the signature date and the ΠΕΑ (energy certificate), and nothing else.

The tenant is replaced

A new tenant always means terminating the old tenancy and filing a new lease. A person is not swapped inside an existing declaration, even when the flat and the rent stay the same.

Get the agreement ready while the number is coming

The free builder writes the lease in three minutes and gathers every other detail the filing will ask for, so that the day the tax number arrives only the submission is left.

Deadlines and laws at a glance

Checked against the sources on:

  • Deadline to declare the lease to ΑΑΔΕ

    By the end of the calendar month following the lease start, by the landlord, on myAADE.

    ΠΟΛ.1162/2018, άρθρο 1 §1α

    Taxheaven — ΠΟΛ.1162/2018 κωδικοποιημένη ·

  • Acceptance by the tenant

    30 days from notification to accept or reject; with no action the declaration counts as accepted. For declarations filed from 02.06.2025.

    Απόφαση ΑΑΔΕ Α.1068/2025

    Lawspot, 06.06.2025 ·

  • Fine for a late declaration

    €100 regardless of how late; correcting a late initial declaration does not draw a second fine (ΔΕΔ ruling).

    Άρθρο 53 ν.5104/2024 (ΚΦΔ) — πρώην άρθρο 54 §2 περ. α΄ ν.4174/2013

    Taxheaven ·

  • Termination declaration

    By the landlord, by the end of the month following the termination; otherwise the lease is treated as still running

    Circular ΠΟΛ.1162/2018, άρθρο 1 §1α

Sources

Frequently asked questions

Can a lease be made with a foreigner who has no ΑΦΜ?
The agreement yes, the filing no. The lease declaration requires a tax number for the tenant too and cannot be submitted without one. As soon as the number is issued, the filing goes in as normal.
Is a signed agreement valid without the filing?
It is valid between the two parties — it is a private agreement and needs no notary. What is missing is the filing certificate, the paper third parties ask for: the electricity company, the bank, public services.
How does a foreigner get a Greek tax number?
From the tax office (ΔΟΥ), in person or through an authorised representative. The documents and the exact procedure differ by category of person and they change — check the current procedure with ΑΑΔΕ. We do not print a document list here, because an out-of-date list costs a wasted visit.
Does my deadline move because the tenant has no tax number?
We found no provision that moves it. The deadline runs from the start of the tenancy. If the filing goes in late, the fine is €100 regardless of how late (Law 5104/2024, άρθρο 53).
Can I put somebody else’s tax number in temporarily?
No. The declaration goes to whoever carries the number: they see the notification, they accept it and they appear as the tenant. Another person’s number is not a shortcut, it is a wrong filing under a different name.
Does the tenant need the lease to get a tax number or an address confirmation?
What each service asks for is not something we confirm — the lists differ. What is certain: the signed agreement exists from day one, while the filing certificate exists only after the declaration goes in, which means only after there is a tax number.
The tenant is leaving Greece. What do I do about the filing?
File the termination by the end of the month following the termination date (ΠΟΛ.1162/2018). Without it the tenancy counts as live and the rent keeps being attributed to you.
Can I just change the tenant’s name on an existing declaration?
No. A new tenant means terminating the old tenancy and filing a new lease. An amending declaration changes the term, the rent, the signature date and the ΠΕΑ — not people.

mamaXO is a rental management company, not a law or accounting firm. Deadlines, fines and articles are stated as they stood on the day checked, with the source next to each. The procedure for issuing a tax number is checked with ΑΑΔΕ.

What next? 3 steps — none of them required

mamaXO is a rental-management company in Athens. The tools are free; we earn only if one day you hand us the flat.

  1. Keep it in a free account

    The contract stored, your ΑΑΔΕ deadline worked out, documents in one place. No time limit, no card.

  2. Find a tenant — list it free

    A live listing on mamaXO with 3 photos; you run the viewings yourself. Free, for as many flats as you have.

  3. Or hand it all to us — Autopilot, 10% + VAT

    Tenant search and checks, contract, ΑΑΔΕ filing, rent collection, repairs, a monthly statement — all by us. Only on rent that arrived; nothing while the flat is empty.

    The decisions stay yours, as you set them in the mandate.

Letting to tenants arriving from abroad?

Leave a phone number and the area. Someone from our Athens team calls within one working day: tenant checks, the agreement, the filing and collection become our job — or we tell you Free is enough.

Phone or email — whichever suits you.

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