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Greek residential rental agreement 2026 — free, ready in 3 minutes, as PDF and Word

Type the details and watch the contract fill in. Get it as PDF and Word by email — no sign-up.

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A Greek residential lease (μισθωτήριο) is a private agreement between owner and tenant — no notary is involved. By law it runs for at least three years, even if the paper says less. After signing, the owner declares the lease on myAADE by the end of the following month, and the tenant accepts it online.

The same text the owners who hand us their tenancy sign — read it in full

Last updated: September 2026

Hand us the flat and get rent every month: the tenant, the ΑΑΔΕ paperwork and the phone calls are ours. We are paid only out of rent that arrives.

How do you want your contract?

Option 2 · Blank form

Blank form to fill in by hand

The same contract with blank lines — 14 clauses and the meter-reading annex.

By hand you write it twice — once per copy — and every blank is a possible mistake.

Arrives in your inbox within a minute and downloads right here. One email with the file, no newsletters. We pass your address to no one.

RecommendedOption 1 · Fill in online

A ready contract with your details — in 3 minutes

Type, and watch the contract write itself in front of you. No blanks, no wrong dates, amounts spelled out.

  • No blanks, no slips: amounts are spelled out for you, dates are checked.
  • PDF and Word in your inbox, ready to sign in two copies.
  • Stays saved, free: change the tenant or the rent and print again.
  • Your ΑΑΔΕ deadline worked out for this contract.

3 minutes · free · no sign-up

What differs

What differs

  • Time

    Online
    3 minutes
    Blank form
    Twice by hand, once per copy
  • Amounts spelled out, dates checked

    Online
    Yes
    Blank form
    No
  • Saved — edit and print again

    Online
    Yes
    Blank form
    No
  • ΑΑΔΕ deadline worked out

    Online
    Yes
    Blank form
    No
  • Send to the tenant in one click

    Online
    Yes
    Blank form
    No
  • PDF and Word by email

    Online
    Yes
    Blank form
    Yes

Want to do it later or on another device? Send yourself the link

Greek lease template 2025 and 2026 — full text (same form)

The private residential lease the tool prints, with its 14 clauses and Annex A for the meter readings. The text has not changed since 2025: the same template, with the blanks filled in online or by hand. Download it as Word to edit or as PDF to print.

Read the full text of the agreement (14 clauses + annex)

Arrives in your inbox within a minute and downloads right here. One email with the file, no newsletters. We pass your address to no one.

After signing, the ΑΑΔΕ declaration is what is left — we walk through it step by step: Printing and declaring the lease on Taxisnet

Deadlines, fines and term — with the law next to each

What to know before and after signing, with the source we checked it against. When something changes, it changes here — and the check date with it.

  1. Lease signedthe day the lease startsYou are here
  2. Declared in myAADE by the landlordby the end of the following month
  3. Accepted by the tenant30 days from the notification
  4. Proof of declaration (PDF)printed whenever needed: electricity, bank, housing benefit
  5. Ended or reneweddeclared by the end of the following month
  • Deadline to declare the lease to ΑΑΔΕ

    By the end of the calendar month following the lease start, by the landlord, on myAADE. ΑΑΔΕ guide

    ΠΟΛ.1162/2018, άρθρο 1 §1α

    Source: Taxheaven — ΠΟΛ.1162/2018 κωδικοποιημένη · Checked:

  • Acceptance by the tenant

    30 days from notification to accept or reject; with no action the declaration counts as accepted. For declarations filed from 02.06.2025. ΑΑΔΕ guide

    Απόφαση ΑΑΔΕ Α.1068/2025

    Source: Lawspot, 06.06.2025 · Checked:

  • Fine for a late declaration

    €100 regardless of how late; correcting a late initial declaration does not draw a second fine (ΔΕΔ ruling). In detail

    Άρθρο 53 ν.5104/2024 (ΚΦΔ) — πρώην άρθρο 54 §2 περ. α΄ ν.4174/2013

    Source: Taxheaven · Checked:

All deadlines (3)
  • Minimum term of a residential lease

    3 years, even if a shorter or open-ended term is agreed; it can be shortened only by notarial deed at least 6 months after the start. In detail

    Άρθρο 2 §1 ν.1703/1987, όπως αντικαταστάθηκε από το άρθρο 1 §5 ν.2235/1994

    Source: Lawspot — κείμενο νόμου · Checked:

  • Deposit

    Up to two months’ rent; returned without interest at the end, once the property is handed back. In detail

    Άρθρο 2 §2 ν.1703/1987

    Source: Lawspot — κείμενο νόμου · Checked:

  • Rent paid through a bank

    Mandatory payment into a landlord bank account notified to ΑΑΔΕ has been enacted; the start date has been deferred by amendments — check the current date with ΑΑΔΕ.

    Άρθρο 210 ν.5222/2025 (ΦΕΚ Α΄ 134/28.07.2025)

    Source: Taxheaven — κείμενο νόμου · Checked:

What happens after signing

Five things remain:

  1. You declare the lease to ΑΑΔΕ (the lease details declaration).
  2. The tenant accepts the declaration online.
  3. You hand the tenant a copy of the energy certificate (ΠΕΑ).
  4. You move electricity and water into the tenant’s name.
  5. Together you fill in the meter-reading annex at handover.
Guide: registering the lease with AADE

The lease is ready. What is left before the tenant moves in

Certificates, the listing, the ΑΑΔΕ declaration and the key handover — in the order they are actually needed.

Questions that come up around the lease — acceptance, deposit, ending it early: The lease and the ΑΑΔΕ filing

What next? 3 steps — none of them required

mamaXO is a rental-management company in Athens. The tools are free; we earn only if one day you hand us the flat.

  1. Keep it in a free account

    The contract stored, your ΑΑΔΕ deadline worked out, documents in one place. No time limit, no card.

  2. Find a tenant — list it free

    A live listing on mamaXO with 3 photos; you run the viewings yourself. Free, for as many flats as you have.

  3. Or hand it all to us — Autopilot, 10% + VAT

    Tenant search and checks, contract, ΑΑΔΕ filing, rent collection, repairs, a monthly statement — all by us. Only on rent that arrived; nothing while the flat is empty.

    The decisions stay yours, as you set them in the mandate.

Hand us the flat — we call you within one working day

A phone number and the area are enough. If Free is all you need, we say so.

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Frequently asked questions

Greek lease template in Word — where do I download it?
From the "Send me the Word file" button. Type your email and the file lands in your inbox — it downloads right here too. It has the 14 clauses and blank lines for the details. It is editable: change the terms before you print. If you would rather not write by hand, the online tool fills the same template in three minutes, amounts spelled out.
Greek rental agreement as PDF — is there a blank form?
Yes. "Send me the PDF" gives the same form as a blank PDF. Print it in two copies and fill it in by pen. The filled-in PDF comes from the online tool: type the details and watch the contract fill in. On the last step you save it or email it to yourself.
Is there a filled-in sample lease to see how it is written?
The online tool is exactly that. Type names, tax numbers, rent and dates, and the agreement fills in front of you. Amounts are spelled out, the end date is worked out, the meter-reading annex prints with it. Start with test details, see how it reads, then put in the real ones.
What do you need for a residential lease?

To sign and declare a lease you need:

  1. The owner’s tax number (ΑΦΜ) and ID.
  2. The tenant’s tax number (ΑΦΜ) and ID.
  3. The address and the ΑΤΑΚ of the property (its number on the Ε9 form).
  4. The energy certificate (ΠΕΑ) number.
  5. Start and end dates — at least three years.
  6. Monthly rent and deposit.
  7. Two signed copies.

No notary is needed. The tool asks for all of it in its three steps.

Is the same form valid for 2025 and 2026?
Yes. The template is the same for leases starting in 2025 or 2026. The rules on the three-year term, the ΑΑΔΕ declaration and tenant acceptance have not changed. If something changes, we update the text and the "Last updated" date at the top of the page.
Is a "private lease agreement" (ιδιωτικό συμφωνητικό) the same document as a μισθωτήριο?
Yes. "Ιδιωτικό συμφωνητικό μίσθωσης κατοικίας" is the legal title of the document owners call a μισθωτήριο or rental contract. Our form prints under that title. Both parties sign it without a notary, and it is then declared to ΑΑΔΕ. The title does not change its validity.
Electronic lease (ηλεκτρονικό μισθωτήριο): what happens after signing?
The owner declares the lease on myAADE by the end of the month after the start date. The tenant has 30 days to accept it — otherwise it counts as accepted. Everything ΑΑΔΕ asks for — tax numbers, term, rent, ΑΤΑΚ, energy certificate — is already in our form. You do not look for it twice.
When is the lease declared to ΑΑΔΕ?
The owner declares the lease on myAADE by the end of the calendar month after it starts (ΠΟΛ.1162/2018, art. 1 §1a). A lease starting on 10 September is declared by 31 October. The same limit applies to amendments and to termination. After the deadline the fine is €100.
Is a private agreement valid without a notary?
Yes. A residential tenancy in Greece is created by a private agreement between owner and tenant — no notary. What is required is the declaration to AADE.
How many years does a residential lease have to run?
A lease of a main residence runs for at least three years, even if the agreement says less or sets no term (art. 2 §1 of law 1703/1987, as replaced by law 2235/1994). It can be shortened only by notarial deed, at least six months after the start. A longer term can be agreed freely.
When is the deposit returned to the tenant?
The deposit — up to two months’ rent (art. 2 §2 of law 1703/1987) — is returned without interest at the end, once the property and the keys are handed back. Unpaid rent, bills, shared charges and damage beyond normal wear are deducted first. The mamaXO template sets the return period at thirty days.
Can the tenant sublet the flat?
Not unless it is agreed in writing. Our template forbids subletting, in whole or in part, without the owner’s written consent. The same goes for handing use to a third party and for short-term, Airbnb-style letting.
How many copies are signed?
Two identical originals, one for each side. The template already prints that wording and both signature blocks.
Is an energy certificate needed?
Yes. A residential letting needs an energy performance certificate (ΠΕΑ). Its number goes into the ΑΑΔΕ declaration and the tenant gets a copy. If you have it, put the number into the form.
Do you store what I type?
The tool runs in your browser and the details stay on your device. They reach us only if you ask for the PDF by email. Then the contract goes into your free account, to find and edit.
Is this legal advice?
No. This template covers an ordinary residential tenancy and is not legal advice. For anything unusual — commercial use, co-ownership, a guarantor, rent paid far in advance — take a lawyer’s view before signing.