When do the bank-payment provisions start?
AADE A.1187/2026 postponed the commencement of Article 210(1)–(3) of Law 5222/2025 to 1 July 2027. The previous October deadline is outdated. These provisions concern bank payment and tax consequences; they do not establish a universal five-day payment deadline or justify treating every payment through another route as an unpaid civil debt. Agree the recipient account, payment date, authority and records for your lease with the appropriate adviser.
The October date in this page’s existing URL is historical; the guidance and title have been corrected. Keep paying rent under your current agreement. A postponed tax provision does not cancel rent or resolve a dispute about how it was paid.
Whose IBAN do I actually pay, and what if there are several owners?
Ask for written payment instructions identifying the landlord, beneficiary and property. If there are co-owners or a representative, have the authority and allocation confirmed. Do not invent an account-registration procedure from an old news article. Before changing an IBAN, verify the request through a contact method you already trust.
What do I lose if I keep paying in cash?
Article 210 addresses bank payment, the landlord’s tax treatment and tenant benefits. Read it with the postponed commencement date and any implementing rules. Eligibility for a particular refund or housing benefit needs its own assessment; neither a transfer nor a receipt guarantees a benefit.
| Question | What to keep or check |
|---|---|
| Was rent paid? | Amount, date, recipient, rental period and receipt or transfer record. |
| Does a tax benefit apply? | The scheme’s eligibility criteria, applicable year and evidence requirements. |
| Does the new provision apply? | Commencement, scope and current AADE implementation guidance. |
Does this affect my deposit or landlord disputes too?
Label rent and deposit transfers separately, keep the lease and retain receipts. Payment records can help explain a dispute, but do not decide entitlement to deductions, deposit repayment or eviction. Do not pay a contested sum twice solely because this page previously called a payment method invalid; obtain advice using the actual records.
What is the "first five days" rule, and does it apply to me automatically?
The cited bank-payment provisions do not impose a universal rule that every tenant must pay in the first five days. Check the due date in your lease and the applicable law. Schedule any standing order around that date and allow for bank processing. Do not amend a contract solely to follow an unsupported deadline in an article.
Who pays the bank transfer fee?
Check your bank’s current charges and the cost allocation agreed in the lease. The payment legislation cited here is not evidence that every bank fee must always be borne by the tenant. Confirm the amount that should reach the recipient before making a cross-border transfer.
What to do next
Gather the lease, confirmed payment instructions and your last payment record. Check the due date, beneficiary and payment reference; clarify discrepancies in writing. If mamaXO manages your tenancy, use your existing tenancy contact for account questions. Owners arranging remote oversight can submit their property for a management assessment.
About mamaXO
This guide was prepared by the mamaXO editorial team using the sources below. It is general information, not an assessment of an individual tenancy or a statement that a legal professional reviewed your case.
